ProSphere Women's State University Prime Hoodie (Apparel) (CSU) Columbus Fullzip ooloni6521-Hoodies & Sweatshirts

ProSphere Women's Acacia Fraternity Embrace Fullzip Hoodie ()

Find affordable health plans

Women's California State University Long Beach Solid Fullzip Hoodie (Apparel)
Women's California State University Fullerton Crisscross Fullzip Hoodie (CSF)

(Step 1 of 2)

ProSphere Women's Loyola University Maryland Prime Fullzip Hoodie (LUM)
ProSphere Women's Siena College Gameday Fullzip Hoodie (SC) find a plan

Your guide to buying affordable health insurance

Open enrollment for 2019 has ended, but millions of Americans can still buy coverage. Here's what you need to know to buy a plan that's right for you.

ProSphere Women's Lincoln University (PA) Ripple Fullzip Hoodie (LU)

Buying affordable health insurance for 2019

  • Open enrollment for 2019 coverage has ended, but if you have a qualifying event, you can still buy 2019 coverage.
  • If you have a qualifying event,are still available.
  • ProSphere Women's Sam Houston State University Splatter Fullzip Hoodie (Apparel)
  • For millions who can’t afford ACA-compliant coverage, could provide a temporary safety net
  • ProSphere Women's Seton Hall University Solid Fullzip Hoodie (Apparel) (SH)
  • New have expanded consumers’ access to short-term plans.
  • The Texas court ruling to overturn the ACA
  • ProSphere Women's Upper Iowa University Deco Fullzip Hoodie (UIU)

The Affordable Care Act’s annual for 2019 coverage has ended in all states. It’s the much-heralded end of open enrollment for most people in the individual market – but millions seeking coverage will still find that they’re not out of coverage options.

ProSphere Women's University of Southern Indiana Ripple Fullzip Hoodie (USI)ProSphere Women's Sigma Pi Embrace Fullzip Hoodie ()ProSphere Women's Youngstown State University Ombre Fullzip Hoodie (YSU)

Extended eligibility thanks to qualifying events

NEW: Give yourself an 11-step financial check-up. PRO-TIP: Remember that you can make HSA deposits up to the April 15 tax filing deadline.

If you have a you may still have an opportunity to enroll in an ACA-compliant plan (or switch to a different plan) before open enrollment for 2020 coverage.

ProSphere Women's The University of Texas at San Antonio Prime Fullzip Hoodie

As our updated Insider’s Guide to Obamacare’s Special Enrollment explains, there’s a long list of qualifying events that could trigger a special open enrollment window for you. Among them:

Alternatives to ACA-compliant coverage

Short term policy availability by state.

ProSphere Women's Grand Canyon University Marble Fullzip Hoodie (GCU) Buy short-term health coverage for a little as $50 a month.

Texas judge’s ruling does not change anything about 2019 coverage

ProSphere Women's New Mexico State University Tailgate Fullzip Hoodie (Apparel)NEW SPYDER WOMEN'S SKI SNOW "SOLITUDE" DOWN VEST 650-fillNWT Victorias Secret Pink Maroon Long Sleeve Hoodie Sweater Size Medium

On December 14, 2018 – a little more than 24 hours before the end of open enrollment – a federal district court judge in Texas ruled that the entire ACA is unconstitutional. This was not unexpected, and his ruling had been anticipated for several weeks.

Womens Fashion Coat White Ivory with Fur Detachable Collar Size Large. Elegant

The plaintiffs in the lawsuit (18 Republican attorneys general and two Republican governors) argued that because the ACA’s individual mandate penalty no longer exists after the end of 2018, the rest of the ACA is no longer constitutional. This is certainly a stretch, from a legal perspective, but the judge agreed with the plaintiffs.

Despite the headlines about the ACA being ruled unconstitutional, it’s important to understand that this case is far from over and could eventually make its way to the Supreme Court. Shortly after the ruling was announced, CMS Administrator Seema Verma that “the exchanges are still open for business” and that “there is no impact to current coverage or coverage in a 2019 plan.”

A guide to individual and family health insurance

Dennis Basso Faux Fur Coat Removable Hood Collar Button Ivory 3X NEW A286325

As much as we love the Affordable Care Act, we know as well as anyone that the individual health insurance market continues to be a source of confusion for many consumers.


Since 1994, this website has been a guide for consumers seeking straightforward explanations about the workings of individual health insurance – also known as medical insurance. Within this site, you’ll find hundreds of articles loaded with straightforward explanations about health insurance – and the health law – all written by a team of respected ProSphere Women's Providence College Gameday Fullzip Hoodie (PC).

Our most popular resources include:

Louise Norris is an individual health insurance broker who has been writing about health insurance and health reform since 2006. She has written dozens of opinions and educational pieces about the ProSphere Women's Sigma Lambda Gamma Crisscross Fullzip Hoodie () for Her are regularly cited by media who cover health reform and by other health insurance experts.

Shopping tools

Health insurance quotes

NEW Polo Ralph Lauren Big Pony Hoodie Sweatshirt bluee, White, Neon Yellow

Item specifics

New with tags: A brand-new, unused, and unworn item (including handmade items) in the original packaging (such as ... Read moreabout the condition
Style: Fullzip Hoodie


Acronym: CSU
Mascot: Cougars School: Columbus State University
Size Type: Regular

Dental savings

RX discounts

Travel insurance

Get your 1095-A